Tuesday, June 2, 2020

The Complete Reference Guide on How to Pay for College FAFSA, Financial Aid, Scholarships, Student Loans and More

How to pay for college Do you know how to pay for college? Are you fully prepared to cover the substantial expense of college?Do you want a better understanding of FAFSA, financial aid, scholarships, student loansand all those key terms for paying for college?And for those with students already in college, are you paying for college in the most effective way (i.e. zero interest!)?There are many things to consider when deciding how to pay for college but the most important thing is that you know all your options and exhaust every single one BEFORE taking out student loans (yes, there are other ways to pay than student loans, I promise!).In this complete reference guide on how to pay for college, I will cover all your options so that you know you are helping your child make the right decision (or as a student, helping yourself).WARNING: This is a comprehensive guide that will give you exactly what you need to know. Be prepared to bookmark and share this so you can come back to it in the future!Contents0.0.1 What will you learn from this post?0.0.2 How much does college truly cost?0.0.2.0.1 Share this Image on How to Pay for College On Your Site1 How to pay for college1.0.1 Step 1: Influence your bill amount.1.0.2 Step 2: Understand that there are alternatives to student loan debt.1.0.3 Step 3: Find that free money!1.0.4 Step 4 (If you must): Borrow student loans as a last-case scenario1.0.5 Summary1.0.5.1 Share our College Cost Infographic On Your Site1.0.5.2 If you want to join us for the live webinar we mentioned earlier on scholarships and college funding, grab your spot at thescholarshipsystem.com/freewebinar.1.1 Want help finding scholarships?Sign up for our Free webinar here.What will you learn from this post?The true cost of college (and how to reduce it)Free money available through FAFSA or other sources how to get itNot-so-free money available through FAFSA or other sources (and how to limit the amount of interest you have to pay)How much does college truly cost?For most pare nts, sending a child off to college is an enormous investment, second only to your mortgage. For students, this is most likely the largest expense you have yet to take on.So how can you pay for it without tapping into a retirement account or signing up for a life of student loan payments?First, lets just address the elephant in the room. College is freaking expensive. And it isnt going to get any cheaper. Banks are basically giving out mortgages to 18 year olds so why would any university lower their prices?Yes, this reality stinks.Fortunately, while it may not be at the same rate as college costs, the amount of scholarships and other forms of financial aid are increasing as well. But I am getting ahead of myself.Lets take a look at just how expensive college is. Here is an infographic we created at The Scholarship System on it.Share this Image on How to Pay for College On Your Site/pbr /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br / pstrongThank you to thescholarshipsystem.com for sharing this graphic./strong/pbr /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br / pa href=https://thescholarshipsystem.com/blog-for-students-families/2016/1/14/the-complete-reference-guide-to-paying-for-college-fafsa-financial-aid-scholarships-student-loans-and-moreimg src=https://thescholarshipsystem.com/wp-content/uploads/2016/01/Cost-of-College-Paying-for-it-Infographhic-1.png alt=The Average Cost of College How to Pay for It width=540px border=0 //a/pbr /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br / pThe dollar values are based on the average cost of ONE YEAR at a public 4-year university (which means 4 years = $94,996). If your child goes private or needs to stay around for an extra semester or year, you will most likely be in the 6-figures.And because of these enormous costs, students are graduating with more debt than ever, as you can see by this WSJ chart below:My goal is to help you keep your child out of the chart I just showed.How to pay for collegeIn the rest of this post, I am going to cover exactly where you can find money to pay for college.Step 1: Influence your bill amount.The first step to paying for college is actually cutting the amount you have to pay in the first place. I always tell my students to come up with a plan, some sort of budget, and stick to it. Then they can find different ways to reduce spending.We decided to make it easy on you and share some of our tips on how to reduce these costs. They are conveniently placed in the infographic above for you (I know, pretty easy, right?). Feel free to pin it by clicking here so you dont forget these tips.We actually created a Paying for College series to help you reduce the college bill.Related posts on how to reduce your childs college bill:PAYING FOR COLLEGE PART 1: REDUCING YOUR TUITION BILLPAYING FOR COLLEGE PART 2: REDUCING YOUR TUITION BILL (CONTINUED)Step 2: Understand that there are alternatives to student loan debt.The next step to paying for college is understanding that there ARE alternatives to student loans. Before I get into them, here are some quick stats on it.Free money is actually not that rare. The majority of full-time students receive some sort of financial aid (whether scholarships, grants, cash awards, etc.). In the image below that College Board published here, it shows that 57% of students receive scholarships and grants.DID YOU KNOW? Students received a total of $122.7 billion in scholarships and grants in 2013-14. About 40% of this free money comes from the fede ral government and, to qualify, you need to fill out the FAFSA. Heres a breakdown of where grant money comes from:40% Federal39% College13% Private8% State College BoardSource: https://bigfuture.collegeboard.org/pay-for-college/grants-and-scholarships/the-basics-on-grants-and-scholarshipsIn fact, heres a great stat shared by College Raptor, showing that millions of students receive some sort of financial aid.So no matter what doom and gloom story you are told, there is money out there.Step 3: Find that free money!Now lets take a look at these crazy terms: Grants, FAFSA, Financial Aid, Scholarships, Cash Awards, Student loans and other forms of funding so that you can help your student work their way to a debt-free degree.1. GrantsGrants provide free money that never has to be paid back. Most grants can be accessed by submitting FAFSA and are first-come, first-serve so make sure you submit your FAFSA as soon as possible (Ill tell you how to do that in just a moment).The U.S. Departme nt of Education offers a variety of federal grants to students attending four-year colleges or universities, community colleges, and career schools.Here are the official pages of each one:Federal Pell GrantsFederal Supplemental Educational Opportunity Grants (FSEOG)Teacher Education Assistance for College and Higher Education (TEACH) GrantsIraq and Afghanistan Service GrantsSpeaking of FAFSA, here are the details you need to know.Now I mentioned FAFSA quite a few times so lets talk about why its so important and what you need to know in order to complete it.FAFSA stand for Free Application for Federal Student Aid and can be submitted at https://fafsa.ed.gov/.The reason this is so important is because it gives students access to grants as well as lower-interest student loans. All families should submit FAFSA no matter what. It will never harm you if you do submit one but not submitting it could mean your family misses out on thousands of dollars!The deadline to submit your FAFSA is J une 30, 2016 although you want to submit it as soon as possible (as in the next couple months at most). Like I said, the funding is first-come, first-serve so the sooner the better.So how do we submit the FAFSA?Below is a great list shared by Bankrate on what you need in order to complete the FAFSA.Once you go through the process the first time (about 30 minutes if you have all your materials ready), it will be faster and faster each year.Did I just say each year?Yep.FAFSA has to be resubmitted every single year.Starting October 2016, you can submit it as early as October the year before and you get to use the previous years tax return so this should get even easier on families. You can read more about the changes for 2017-2018 and beyond here.As I mentioned before, FAFSA doesnt only help secure students grants. There are other forms of funding that can come from it which I will share with you in just a moment.2. Scholarships Cash AwardsMany people think these things are mystical c reatures that dont really exist.I have great news: scholarships are very real, and they are here to help you!Scholarships and Cash Awards are also forms of free money that do not have to be paid back. The difference is that these come from all over the place your university, associations, organizations, your state government, your childs favorite restaurant, you name it.While only 13% of financial aid given comes from private scholarships, that still equates to over $9.8 BILLION. Thats a lot of money, and it is increasing every year.The best part is that nearly any student can find scholarships they are eligible for, including yours, even if you arent low income, your student doesnt have a perfect GPA, and they are the furthest thing from a superstar athlete (ask my mom how athletic I was and youll understand).And I can speak from experience, especially on this one. I was able to secure a completely free ride through scholarships and funding, completely paying for my college educat ion including studying abroad for 6 months. I say that not to brag but to show you that ITS POSSIBLE!If youre unsure of how to start the scholarship process, check out our free webinar at thescholarshipsystem.com/freewebinarpstYou may have also noticed I said Cash Awards.These are the same exact process as scholarships except that the money goes directly to your student immediately upon winning rather than to the Bursars Office for the following semester. These are more common for upperclassmen in college because they are more based on achievements in college. I also cover these in the webinar if you want to join us.Related posts on how to secure scholarships for college4 SCHOLARSHIP MYTHS THAT LEAD TO STUDENT LOANS (AND HOW TO OVERCOME THEM)WHEN YOUR CHILD SHOULD START APPLYING FOR SCHOLARSHIPSMAKE SCHOLARSHIP ESSAYS STAND OUT BY AVOIDING THESE 4 CLICHS3. WorkingWhile this isnt free money, hard-earned money is better than money that charges you interest.Having your student work par t-time has tons of benefits including better time management, greater appreciation for money, increased awareness of finances and a stronger resume for post-graduation jobs, but of course one of the biggest benefits is that a part-time job can largely decrease the amount your student needs to borrow.Want some ideas? Keep reading. You can also check out this quick post:Related post on making money in college:PAYING FOR COLLEGE PART 5: MAKING MONEY WITH FLEXIBLE JOBSThe National Center for Education Statistics (NCES), which is run by the U.S. Department of Education, found that students working 1-15 hours weekly have a significantly higher GPA than both students working 16 or more hours and students who dont work at all. Source: BYU StudyHere are some common and some not-so-common, creative ways your student can bring in money:Work study An option to work for reduced tuition or hourly pay. Offered via FAFSA, this is actually relatively rare to receive and you should always make sure the hourly payout is equal to or higher than any other job option.Hourly job Does your student want flexible hours? Have them try serving. Want time to do homework? Try a front desk position.TutoringSelling notes*Please confirm it is not against your University policy before doing so. This varies school to school.Babysitting or Dog/Pet-sittingSelling old stuff (and this means cleaning their closet back home!)Uber/Lyft driver (if they have their car on campus though I dont recommend that to freshman)Editor for friendsFreelance work onlineWrite articles for online publicationStep 4 (If you must): Borrow student loans as a last-case scenarioOne last tip on how to pay for college is regarding student loans. As a parent, it can be very difficult to pay for all of college. This may mean your student has to take out some student loans.If they do, the best thing you can do is to make sure they are taking out the right loans, that is, the loans that will cost them the least.There are two ma in categories of student loans:Subsidized loans This is where the government pays the interest while your student is in college which means your child can save tens of thousands of dollars over their 4 years in school. Subsidized loans are offered through the FAFSA (I told you the FAFSA is important!)Unsubsidized loans Interest starts accruing as soon as the money is borrowed. This means that your child will start building up interest in their freshman year. It is then rolled into the final loan amount once they graduate and they are then charged interest ON THEIR INTEREST. Crazy. These can be found via FAFSA as well as typical lending institutions. Nearly always, federal loans (FAFSA) will have lower interest rates than private loans.As mentioned, FAFSA offers many different avenues for funding, one of which is loans. Below is a table from http://www.fafsa.ed.gov describing borrowing limits of the loans they offer.Student Loan Limits via FAFSAOverall, the best thing to do with lo ans is calculate what the total life of the loan will cost your student and to only borrow what is truly needed.Its easy to take out $5,000 here, $10,000 there but have your student calculate the amount they will actually have to pay back (including interest) before they sign anything. It can be eye-opening.SummaryUnderstanding all your options for paying for college can change your childs future. By knowing all your options, you can limit (or completely eliminate) the amount of student loans your child will have to borrow, saving you (and them) tens of thousands of dollars.Which college funding methods do you use, or plan to use, after reading this post?What have I missed in this post?Id love to hear from you.If you want to embed our infographic on your website then use the code below.Share our College Cost Infographic On Your Site/pbr /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br / pstrongInfographic created by thescholarshipsystem.com./strong/pbr /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br / pa href=https://thescholarshipsystem.com/blog-for-students-families/2016/1/14/the-complete-reference-guide-to-paying-for-college-fafsa-financial-aid-scholarships-student-loans-and-moreimg src=https://thescholarshipsystem.com/wp-content/uploads/2016/01/Cost-of-College-Paying-for-it-Infographhic-1.png alt=The Average Cost of College How to Pay for It width=540px border=0 //a/pbr /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br /br / pIf you want to join us for the live webinar we mentioned earlier on scholarships and college funding, grab your spot at thescholarshipsystem.com/freewebinar.Sources:Image of percentage that receive financial aid breakdown of financial aid sources by percentage: https://bigfuture.collegeboard.org/pay-for-college/grants-and-scholarships/the-basics-on-grants-and-scholarshipsChart showing debt per student:http://blogs.wsj.com/economics/2015/05/08/congratulations-class-of-2015-youre-the-most-indebted-ever-for-now/Graphic on number of students with financial aid: https://thescholarshipsystem.com/wp-content/uploads/2016/01/scholarship-graphic.jpgFAFSA Grants: https://studentaid.ed.gov/sa/types/grants-scholarshipsFAFSA list of documents: http://www.bankrate.com/finance/college-finance/make-most-of-fafsa-application.aspxBYU Study on working in college: https://thescholarshipsystem.com/wp-content/uploads/2016/01/effects_of_student_employment.pdfWant help finding scholarships?Sign up for our Free webinar here.

Saturday, May 16, 2020

Child Labor Caused The Children - 1395 Words

Damon Randazzo Ms. Wilkerson F Period 14 October 2014 Research paper In the early 1800’s education was only available to certain people. The people who could not go to school had no choice but to work for very low pay. Child labor started when factors were mostly ran by machines and not by man power. Some of the jobs include mines, glass factories, agriculture, home industries, newsboys, messengers, bootblacks, and peddlers. The owners of the factors would pay children to run the machines because it was cheaper than paying adults. Child labor caused the children to have a very bad childhood. They could be like normal children because they had to work all day and could not go play outside with the neighborhood kids. In the early 1800’s only the wealthy children could go to school and the poor children would have to work in factories. There were many different types of jobs during the early 1800’s. Some of the jobs include mines, glass factories, agriculture, home industries, newsboys, messengers, bootblacks, and peddlers. A job in a factor may consist of 12 to 18 hour days, six days a week. Children could start working in factors as early as 7 years old. The working conditions in the factors were often dark, damp, and dirty which made the children ill. The children did not just work in factors they also worked in coal mines where it was very dirty and the children often became ill. The children who worked as newsboys they brought all the paper, so t cost of any thatShow MoreRelatedChild Labor766 Words   |  4 PagesThe History of Child Labor In AmericaTopic: The History Of Child LaborQuestion: In what ways was child labor cruel to children?Thesis: Child labor in America has been very cruel and unfair to children as their jobs were not paid a decent amount of money, were working under terrible conditions , and they led to diseases. Starting in about the 1700s, hand labor was replaced by power driven machines to make jobs easier.1 The industrial revolution had begun, and families needed a job and money to be ableRead MoreThe Most Dangerous Industry Of The United States957 Words   |  4 PagesIn the year 1870, 739,164 children between the ages of 10 and 15 were employed in the United falling just short of 20 percent of the workforce. Thirty years later in the 1900 census, two million children were working in mills, mines, fields, factories, stores, and on city streets across the United States. But with increasing numbers of children being put into the workforce, the conditions in which they worked rapidly declined. Such rapidly declining conditions were due to â€Å"compulsory educationRead MoreEffects Of Child Labor During The Industrial Revolution Versus Modern Europe1713 Words   |  7 PagesEffects of Child Labor in the Industrial Revolution versus Modern Europe By: Lariah Thiel â€Æ' Child labor has been a very big problem since the Industrial Revolution. As the world began to industrialize, the demand for labor increased greatly. During the Industrial Revolution child labor became a very important aspect of everyday life because the demand for laborers had grown so much. Families were not only dependent on adults for money, but they were also dependent of their children. Some childrenRead MoreThe Production of Child Labor Essay1111 Words   |  5 Pagesearly 1800’s. As a result of needing works, the production of child labor occurred. Child labor was a major problem due to several aspects of cruelty. 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In additionalRead MoreChild Labor in America773 Words   |  4 PagesAlzatia Wilson Western Civilization 1 Mrs. S. Melton November 30, 2009 Child Labor in America Our child labor issue an ongoing world wide effect, currently among America’s society. Researchers even today and our up and down crisis we face economically, leave us with the understanding that poverty is a main cause of child labor. Still in America poor families depend heavenly upon their children working in order to improve their chances of attaining basic necessities. American history goesRead MoreChild Labor During The Late 1900 S Essay1502 Words   |  7 Pagesnon imposing. In the late 1800’s and beginning to mid 1900’s, child labor caused several children to have an inimical life rather than a preeminent life. When people read what these children had gone through, they fail to remember to put themselves in the children’s situation; therefore, they don’t understand, nor cease how horrendous life was for the children. Numerous factual documents state how deplorable life was for the children during this era. Furthermore, these documents inc lude the Union-madeRead MoreEngland was a society dominated by children. During the reign of Queen Victoria one out of three of1300 Words   |  6 PagesEngland was a society dominated by children. During the reign of Queen Victoria one out of three of her servants were under the age of fifteen. Child labor was a prominent issue, because there were no systems to ensure the safety of children. During the start of the industrial revolution, there was a â€Å"high demand† for labor (Robson 53). Many families moved from rural areas to new, industrialized cities. After a while things weren’t looking as â€Å"promising† as they did before (Boone 23). In order toRead More Child Labor Essay1039 Words   |  5 Pages Child Labor nbsp;nbsp;nbsp;nbsp;nbsp;Child Labor, refers to the economically active population under the age of fifteen years old, who are employed in various industries (Grootaert, 2). Recently, child labor has become a large topic of debate; however, in most cases, it is very unfavorable. The perception that globalization is leading towards the exploitation of children, is becoming an important problem for international business. In my opinion, child labor should be eradicated. It is notRead More Child Labor in the Third World Essay1195 Words   |  5 PagesChild Labor in the Third World The problem of child labor has become an ever-increasing concern among many nations. Many of the worst child labor offenses take place in Third World countries. Throughout these nations, children are being forced to work long hours in terrible conditions for little or no money. To fully understand child labor, one needs to address the reasons for supporting and opposing child labor, its effect on underdeveloped countries’ economies and the child laborers, and what

Wednesday, May 6, 2020

Essay On How It Began - 1123 Words

How It Began September 18th, 2017 and the time was round 6-ish. My alarm went off, and it was eerily silent. I mean, it was usually quiet. Theres only me, my parents, and my yellow lab I call Stalk because he follows me everywhere. My parents were asleep, and Stalk isnt much of a barker. (At least not anymore though he has his moments.) I felt like something was diffrent, you know what I mean? Something was missing. On the edge of my bed, Stalk was sleeping. Assuming my parents were still asleep, I quickly got up to get dressed. Here is how my room is set up: There is a small closet over to the east, my bed to the west, my desk is to the south, and the door coming into my room would be north. The closet has†¦show more content†¦When I opened it up, I saw a BEAUTIFUL old room filled with books! Lots of them actually. Our house is very old, and once belonged to a really rich old dude with like two wives and 8 children. There was like two other hidden rooms we found earlier tha t year. On to that later. Right now were focused on my room. (We dont live in a mansion, but its pretty close to one.) I didnt tell my parents cause they wouldve just gotten rid of the books and turned the room into another apocalypse room. (They are extremely paranoid about that.) It was a secret room just for me. There was all kinds of classics like: The Adventures of Huckleberry Finn by Mark Twain, Pride and Predjuice by Jane Austen,The Outsiders by S.E. Hinton, all 198 plays and poems of William Shakespeare, The Secret Garden by Frances Hodgson Burnett, and The Little Prince by Antoine de Saint-Exupà ©ry. Two books of all Edgar Allan Poes Poems, To Kill A Mocking Bird by Harper Lee, A Christmas Carol by Charles Dickens, Little Women by Lousia May Alcott, Of Mice and Men by John Steinbeck, The Pearl by John Steinbeck, and Oliver Twist by Charles Dickens. Then, theres the few books I borrowed from school or got from family for Christmas and bithdays such as: All 7 books of J.K. R owlings Harry Potter series, A Long Walk to Water by Linda Sue Park, all 12 of Diary of A Wimpy Kid by Jeff Kinney, Wonder by R.J. Palacio, all twelve Dork Diary books by Rachel Renà ©e Russell, all 3Show MoreRelatedA Brief Note On The Civil Rights Era1175 Words   |  5 Pages 10 Page Essay In the eleventh grade I was assigned to write a ten-page essay on the civil rights era. You had to choose a specific person or group from a list and write how they helped with era. I was given three weeks to write the essay. However, there was an outline to help us know how far along we were supposed to be. We were not held accountable to follow the essays outline, because my teacher wanted it to a college essay. There was seven parts of the essay Plan of Investigation, BackgroundRead MoreCritique of Julie Aberdeens Essay on the Writings of Langston Hughes during the Harlem Renaissance638 Words   |  3 PagesAberdeens essay on the writings of Langston Hughes during the Harlem Renaissance Aberdeens essay on Langston Hughes and the Harlem Renaissance had a clear theme that was supported throughout by many examples. While an actual thesis statement was lacking, or a title that would have provided similar direction, the content stayed close to the topics of striving for equality and cultural identity through the writings of Hughes. A good thesis statement for this essay might be: This essay will examineRead MoreAnalysis Of Allen Guelzo And Vincent Harding1102 Words   |  5 PagesAllen Guelzo and Vincent Harding: Essay Review As a Republican President, Abraham Lincoln opposed slavery. He believed it was unnecessary to everyone-including Negros and Whites. However, with his stand on slavery, he held back by declaring that he had no reason to disrupt slavery where it existed. The constitution had protected states where citizens wanted slavery to exist. Lincoln knew he would not get enough support and that the four slave-holding states in the North would turn against him. AsRead MoreMy Portfolio Of The Semester1148 Words   |  5 Pagesbut a wise man knows himself to be a fool†. I knew I had much to develop in the span of the two years. However, this semester in English 1030 I was surprised by how much I actually learned and also how much I developed the writing skills I already had. My portfolio of the semester includes four pieces of writing and this reflective essay. I have decided to discuss what I have learned throughout these four pieces developing my voice within the two rhetorical analyses, d eveloping my grammar skillsRead MorePersonal Statement : Academic Argument, Academic Analysis, And Proposal900 Words   |  4 Pagesalready learned much more than I did before. It is now time to write a Portfolio Essay, an essay detailing what I learned and how I have improved my writing skills in English 102. This semester I wrote four essays: Informative Report, Academic Argument, Academic Analysis, and Proposal. With each essay, I displayed my strengths and weaknesses and improved them through teaching, drafting, and revising. This Portfolio Essay will reflect on the growth my writing and I have undergone through this semesterRead MoreI Am My First English Class888 Words   |  4 Pages I can still remember how she used her distinctive teaching style to encourage us to learn English and motivate our interests on reading and writing. For example, when Mrs. Huang was introducing the alphabet to the class, she described the alphabet as some interesting images so that students can remember the alphabet more easily. After a few months, my classmates and I became familiar with the alphabet and some basic words like â€Å"apple†, and Mrs. Huang began to teach us how to communicate in EnglishRead MoreA University Of Tampa Freshman904 Words   |  4 PagesAs a University of Tampa freshman, I would have never guessed how much progress I could have made as a writer in class FYW 100, taught by Professor Birnbaum. Coming out of high school from one of the most prestigious, well-known schools in the nation, gave me an ambiguous amount of certainty to receiving an A in her class. Before beginning my journey in college, Jesuit, which was a college preparatory high school, gave mandatory four-year English courses to every student. With that being said, thereRead MoreHow I Learned And Developed My Writing Skills866 Words   |  4 Pages This semester I was surprised by how much I actually learned and developed my writing skills. I was given the opportunity to learn the many steps that it is required to become a good writer. Writing requires a lot of work. It consists of various steps; prewriting, drafting, rewriting, proofreading and publishing. . All of these components are extremely important, and necessary, and will need to be follow to improve student’s writing. I feel my writing has improved due to the help of the writingRead MoreMy Journey : My Educational Journey973 Words   |  4 PagesMy Journey I began my journey of writing on May 7, 2017 when I began taking English 1301 at Texas State Technical College. When entering the course, I did not feel that the course was relevant to complete my educational journey. Writing was not one of my strongest points, so this journey was a difficult one. During the course I learned how to better prepare myself for writing and composing assignments, how to construct an outline, proper sentence structure, and punctuation. I feel this journey willRead MoreClass Reflection Essay786 Words   |  4 PagesMLA formatted essays to prepare for the AP exam at the end of the year. I think my classmates and I were taught well which resulted in a good score on my exam. I believe the class that I did the most amount of work in would be my AP Literature and Composition class. Although this class was difficult I think I enjoyed it the most. The teacher made learning to read and write easy and fun. We wrote a lot of essays in this class all being in MLA format. They were similar to the essays that we will have

Tuesday, May 5, 2020

Is childhood the happiest time in a mans life Essay Example For Students

Is childhood the happiest time in a mans life Essay Childhood is the early stage of life of people. Children enjoy more freedom and are less accountable for their actions. They are know to have lots of fun and are generally less worried than their elder counterparts. They tend to enjoy life in their own way, without thinking much of the consequences. Children are cute and are favorites of the family. A human being would cerainly enjoy and cherish his chidhood days. As children are not prone to see the world around in a way the adult does so they tend to ignore the differences and be happy at a way things work out. They have an open mind which make them learn new things and trains them to co-exist with their environment in harmony, as they are provided with enough opportunities to learn and develop themselves. They are allowed to make mistakes because they are children, so children are quite excited and have lots of fun with their activities. They experience many newer things which makes them feel satisfied. They enjoy of lot of leisure as compared to elders. On the other hand, as people grow up they develop a charecter for themselves. They have a pre-conceived notion for everything depending on their past experiences. They are already burdened with lots of responsiblities and expectations that they dont find time to enjoy and be happy. The fear of failure and personal preferences brings down the happiness level. Children are more liked as compared to adults so they enjoy the previleges like gifts, trips, toys which make them more happy. They can indulge and experiment with many things which the grown ups dont really enjoy because of the fear of criticism. Adults would tend to complicate things which would enburden him. But children are relatively simple and would enjoy every moment if its to their liking. Many would definetely agree that their childhood was more enjoyble. Thus I conclude that, childhood is the happiest time in a personss life.

Saturday, April 18, 2020

The use of narrative in film Essay Example For Students

The use of narrative in film Essay The use of Narrative in film and other forms of media is commonplace; it has become such that the media viewer has not only come to expect it but rely on it somewhat. There are two elements in narrative film today that combine in the engaging of the audience; story and production elements. One example in the Australian film industry of the use of production and story elements in such a way as to engage the audiences attention is the film Two Hands. The film Two Hands was directed in 1999 by Gregor Jordan, a then virtual nobody. The film boasts an all-Australian cast and is full of Australian humor and irony. It is a film that was loved by critics and the public alike and has been affectionately dubbed The Australian answer to Lock Stock and Two Smoking Barrels. The film isnt your standard linear narrative in the sense that the beginning, middle and end dont necessarily go in that order. We will write a custom essay on The use of narrative in film specifically for you for only $16.38 $13.9/page Order now In the film the lead character Jim (Heath Ledger) gets himself mixed up with Pando (Brian Brown) and his gang of Kings Cross thugs when $10,000 of Pandos money goes missing, money that Jim had been given to deliver. Jim is then forced to rob a bank in a desperate attempt to replace Pandos money however he still manages to fall in love with the sister of one of his friends, Alex (Rose Byrne). The opening sequence to the film establishes through both Production and story elements the following:By showing us the characters of Pando and his gang in what appears to be a secluded section of scrub late at night, holding a bloodied and bruised Jim at gun point sets the scene for the genre of film we are about to see. The lighting, more accurately the lack of proper lighting, further implies that the people we are seeing arent your average clean-cut businessmen; as the majority of this lighting is being provided by a handheld flashlight. The dialogue in this scene is the most helpful in terms of establishing the storylines and grabbing the attention of the viewer. We learn that Jim owes Pando $10,000 for which he will soon be killed, we learn that Jim will give Pando $15.000 if he lets him go (â€Å"Im doing a job tomorrow. Let me go and Ill give you 15), we learn that Pando is willing to give Jim a chance by letting him try 013, and that Pando really doesnt want to have to kill him but it seems like he has little choice (sorry Jimmy). The next section of the opening sequence takes us back to what is seemingly the beginning of the film, to the heart of Kings Cross. Jim is standing out the front of a strip joint with a friend of his. It seems the two are employed by the club to entice male passer-buyers into the club. Through their dialogue the viewer can deduce that Jim intends on doing some work for someone name Pando, who incidentally is someone you dont want to get mixed up with. The viewer may also conclude that Jim is unhappy with his current line of work and wishes to move up through the Kings Cross ‘hierarchy, so to speak, by doing this job. During this scene Jims relationship with Pando and Alex are established, or re-established in the case of Pando. Jims first impressions of Alex, an Alexs first impressions of Jim are evident through the production elements involved. Through the use of cuts between and the visual composition of the shots of the pair it is shown to the viewer that these two fancy each other at first glance. The shots cut from a shot of Alex looking at Jim then looking away when Jim notices, to a shot of Jim looking at Alex and giving a smile when he realizes she was looking at him. For the most part of the establishment of their relationship they will be on opposite sides of the screen to each other when filmed in close up. When this is used and with cuts between the two, the viewer is able to further associate them as a couple. .u967eee286c26f9b275d2581508560c52 , .u967eee286c26f9b275d2581508560c52 .postImageUrl , .u967eee286c26f9b275d2581508560c52 .centered-text-area { min-height: 80px; position: relative; } .u967eee286c26f9b275d2581508560c52 , .u967eee286c26f9b275d2581508560c52:hover , .u967eee286c26f9b275d2581508560c52:visited , .u967eee286c26f9b275d2581508560c52:active { border:0!important; } .u967eee286c26f9b275d2581508560c52 .clearfix:after { content: ""; display: table; clear: both; } .u967eee286c26f9b275d2581508560c52 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u967eee286c26f9b275d2581508560c52:active , .u967eee286c26f9b275d2581508560c52:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u967eee286c26f9b275d2581508560c52 .centered-text-area { width: 100%; position: relative ; } .u967eee286c26f9b275d2581508560c52 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u967eee286c26f9b275d2581508560c52 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u967eee286c26f9b275d2581508560c52 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u967eee286c26f9b275d2581508560c52:hover .ctaButton { background-color: #34495E!important; } .u967eee286c26f9b275d2581508560c52 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u967eee286c26f9b275d2581508560c52 .u967eee286c26f9b275d2581508560c52-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u967eee286c26f9b275d2581508560c52:after { content: ""; display: block; clear: both; } READ: Salem Witch Trials Essay PaperAdversely when Jim meets Pando in this scene the emphasis is on how different they both are to each other. Pandos car, the first time we see him in The Cross, slowly moves past the camera stopping at the front passenger seat window to the sound of heavy metal music. The camera is low down, looking up at the face of Pando who slightly pauses for effect before speaking. Jim moves toward the car and bends respectfully to speak into the open window. The sounds we can hear are those of the running engine when Pando first arrives and the conversation between he and Pando afterwards. Through introducing the viewer to the characters of Pando and Jim and the idea of the missing $10,000 it not only interests the viewer in watching on in order to find out what happens to Jim or how he got into the situation in the first place, it effectively gives more meaning to the following scene. The events of the following sequence are intended to further interest the viewer into watching the remainder of the film. The main contributor to this is the storyline elements yet to be resolved/further explored. The closing sequence, for the purpose of this essay can be said to be from the time Jim walks through the corridor into Pando’s office until the credits. A lot of the closing sequence is directly linked to the opening sequence in such a way that unless the middle has been left out a lot of the imagery goes unnoticed. The most obvious example of imagery in this sequence is the angle at which the camera is looking at Jim when he walks into the corridor leading into Pando’s office. The camera is on the floor looking up at Jim as he walks giving him a look of height and of being in a position of power. This is a direct contradiction to the opening sequence in which Jim is being held at gunpoint and the camera is looking up at Pando who is clearly in the position of authority. Jim, having gotten the money is now in the position that the viewer has been anticipating the whole movie. Another feature of this particular scene that conjures up the image of power and control is the music playing in the background. The music is loud, brassy, big-band-type music and it is such that it adds to the effect that the camera work is providing. Once in the office Jim is instantly pounced upon by Pando’s men. The following minute or so is a struggle between Jim and Acko, one of Pando’s men. In the struggle Jim is trying to get the $10,000 from down the front of his pants while Acko is trying to strangle Jim with the cord from the telephone. The scene consists of numerous almost instantaneous cuts between the faces of Jim, Acko, Pando and the rest of his gang. This scene is quick and is a prime example of production elements being used to draw the viewer into the film. After Jim has returned the money not only have the attitudes of Pando and his men completely been reversed, but all of the storyline elements from the opening sequence that were left unanswered have now been explored if not resolved. The next scene, the scene after Jim returns to his apartment and is seen at the airport with Alex is another example of storyline elements being resolved. The way in which the pair were portrayed in the Kings Cross scene implied that their relationship in the film would be more than just friends. The assumptions from the scene in the cross made by the viewer have been developed as the movie progressed. .ub6748e33966353b89fb594b335737768 , .ub6748e33966353b89fb594b335737768 .postImageUrl , .ub6748e33966353b89fb594b335737768 .centered-text-area { min-height: 80px; position: relative; } .ub6748e33966353b89fb594b335737768 , .ub6748e33966353b89fb594b335737768:hover , .ub6748e33966353b89fb594b335737768:visited , .ub6748e33966353b89fb594b335737768:active { border:0!important; } .ub6748e33966353b89fb594b335737768 .clearfix:after { content: ""; display: table; clear: both; } .ub6748e33966353b89fb594b335737768 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ub6748e33966353b89fb594b335737768:active , .ub6748e33966353b89fb594b335737768:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ub6748e33966353b89fb594b335737768 .centered-text-area { width: 100%; position: relative ; } .ub6748e33966353b89fb594b335737768 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ub6748e33966353b89fb594b335737768 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ub6748e33966353b89fb594b335737768 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ub6748e33966353b89fb594b335737768:hover .ctaButton { background-color: #34495E!important; } .ub6748e33966353b89fb594b335737768 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ub6748e33966353b89fb594b335737768 .ub6748e33966353b89fb594b335737768-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ub6748e33966353b89fb594b335737768:after { content: ""; display: block; clear: both; } READ: Pop Culture WarsReligion The Role of Enterta EssayTo conclude I would simply like to add that all the things I have been talking about have been purposefully put into the film. None of these things have been done so accidentally as it was the Director, Gregor Jordan’s intention to make the viewer more interested through incorporating the aforementioned combination of Production and Story elements. Bibliography:

Saturday, March 14, 2020

Mujtaba 456 (4) Essays

Mujtaba 456 (4) Essays Mujtaba 456 (4) Essay Mujtaba 456 (4) Essay Name: Tutor: Course: Date: Mujtaba 456 (4) Growth of population has numerous effects on a country. America is no exception. This article discusses several issues concerning this. First, the article discusses the causes of the exponential population growth, experienced between 1800 and 1890, in the United States. Next, the article breaks down the population growth, according to origins and localities. Thirdly, this article explains the role of immigration in this surge. Finally, the article attempts to explain the costs of immigration to the United States. The population of the United States more than tripled, in the period between 1860 and 1890. This is attributable to several factors. First, Immigration plays a significant role in the aforementioned growth. Immigration depends on two factors, the Atlantic slave trade and European Immigration. Hughes and Cain (107) state: â€Å"the German speaking regions of Europe produced nearly 1 million immigrants to the United States.† The influx of European settlers was mostly due to crop failures, such as the Irish famine. Second, there was a high birth rate in the United States. Hughes Cain (104) state that, the birth rate went down to 41.4 per 1000 births in 1860, from 55 per 1000 earlier. This rate was still higher than other European countries. The aforementioned population surge significantly affected urban regions. Between 1860 and 1890, the American urban population grew by over 20 percent. The high immigration of people to the more-developed North Eastern cities proves this. Hughes and Cain (110) state: â€Å"3.6 million foreign-born whites lived in the Northeast and East-North-Central states; a mere 391,000 lived in the Southern states†. In that period, the white population grew by around 86 percent. Similarly, the foreign-born population grew by around 14 percent. However, by 1890, the birth rate had slowed by a half. The population growth in America had various results, in an economic perspective. First, it enabled the manufacturing sector of the economy to grow. This fact is attributable to ready labor, provided by the immigrants. Hughes Cain (114) state: â€Å"in the 1840s, manufacturing employment grew more rapidly than any other sector (123.2 percent), increasing its share of total employment from 8.9 percent to 14.0 percent.† Construction and the service industries also grew at unheard of rates (Hughes Cain 114). Therefore, the real output per capita of the United States grew largely. However, the rise in population also led to more mouths to feed countered this effect to some extent. The real income growth per capita was around 1 percent for that period. As a result, the growth of population in the country stands questioning. The article has tried to explain the role of population growth on the economy of the United States. However, other effects have also been discussed, such as, demographics of States/regions in the United States. The article also discusses the reasons for immigration into the United States by European people, though to a lesser extent. From this article, we see that, the American economy benefited from immigration from Europe. Hughes, Jonathan R. T, and Louis P. Cain. American Economic History. Reading, Mass: Addison-Wesley, 2010. Print.

Thursday, February 27, 2020

Expanding our Business into Canada Research Paper

Expanding our Business into Canada - Research Paper Example While doing business in Canada and one wants to import any goods, the Canada Border Services Agency (2010) advices that, before importing any goods to Canada, one must be in possession of a business number from the Canada Revenue Agency for an export account. Also, one must have a clear knowledge of the goods that he/she wants to import and from which country the goods are manufactured. The goods must also no belong to some of those restricted to enter the country. Moreover, the tariff classification, rates of duties and tax charged on imports are a major consideration when it comes to importing of goods to Canada. According to the guideline on doing business in Canada (HLB Canada 2008), for one to expand his business in Canada, there are a number of things that must be considered and put in place. These issues include; for instance, if one wants to start a business in certain province in Canada, â€Å"he needs to register his business as an extra- provincial corporation in that pro vince† (DBC 2008). In addition, all the procedures must be followed to the later. First of all, for a company which seeks to expand its business in Canada but already has an existing business in their country of origin, it can apply to go to Canada as business immigrant, however, there are three types of business immigrants, which include investors, entrepreneurs and self employed business immigrants. According to the citizenship and immigration Canada (2010), â€Å"business immigrants have to make a C$800,000 investment or own and manage business in Canada and must also meet certain experience.† For investors who seek to expand their businesses to Canada, they must be experienced in business, they should at least have a â€Å"minimum of c$1,600,000 net which must have been obtained genuinely, and they should also manage to make a c$800,000 investment† (CIC 2010). Nevertheless, business is considered as the main backbone of any country and so, being cautious when it comes to foreign investors is very important. Cultural factors The economics of the country as it relates to doing business there and business etiquette (how to be polite in that country when doing business, their customs and manners) In Canada, the main spoken languages are English and French, both of which are national languages. Canada is mainly associated with polite and tolerant people. Generally, the main form of greeting in Canada is by a form of a firm handshake which is inclusive of a smile and a direct eye contact (Gorrill, 2009); however, other forms of greetings may involve a light kiss on the left and right cheek. While invited by somebody for dinner, it is always a good gesture to carry a gift, which may include wine, flowers or chocolates. In the business etiquette, Canadians practice politeness at all times and they expect that others will adhere to politeness as well. In a business meeting, it is essential to shake everyone’s hand in the meeting room. Sur names and honorable titles are not commonly used in Canada, instead, academic titles are found more appealing such as Dr, Mr. or Mrs. In addition it is a custom to make sure that business cards are in both English and French languages for easier clarity for the two languages speaking citizens (Gorrill, 2009). If one wishes to conduct business in Canada, then he/she should be aware that Canadians communication is indirect. Non-verbal expressions are mainly used to emphasis on a